Meet Our Team

Rich Howes


Rich grew up in Columbus, Ohio but has been a Florida resident for the past 17 years. He initially moved down in1999 to launch his career in the insurance industry, but now has a passion for everything the Sunshine State has to offer.

With 17 years under his belt, Rich has helped businesses and individuals with all aspects of their insurance needs. He especially enjoys teaching his customers about the different coverages to fit their needs best.

Ask anyone, and Rich loves to fish! He has fished professionally in the Bassmaster series and works with youth anglers to help promote the outdoors. Also, he is a huge fan of collegiate sports.

During the weekends, Rich will spend it with his beautiful wife and daughter or on the lake, or maybe both at the same time.

Fun fact about Rich is that he played the guitar and sang for a living. He also does fundraising for the Paley Foundation which helps kids that have been born with severe limb deformities, like his daughter.

Larry Howes


Larry grew up in Akron, Ohio and attended Ohio State University and the University of Cincinnati Music Conservatory for undergraduate and post graduate degrees.  His last position in that field was the Director of Choral Activities at Delta State University in Mississippi.

Then he joined the insurance industry in 1983 after having a 16-year career as a music conductor/educator. Having been a teacher for so many years, Larry enjoys continuing to educate others about insurance and how he can help them keep a peace of mind.

When not in the office, you’ll find Larry playing golf or on a boat fishing, and reading a perfect mystery novel. He also loves anything associated with The Ohio State University Football Team.

Larry helps his community by supporting and working with the Oviedo Police Foundation as they support the local police department.

Kendrick Nieves

Sales Producer

Kendrick grew up in Orlando, Florida and after graduating high school, he received an opportunity to obtain his 440 producer license. Since then, he has been a part of the insurance industry. Kendrick is currently enrolled in Valencia Community College working on a business marketing degree.

Being a part of the insurance industry since he was 16 years old, Kendrick enjoys interacting with his customers on a daily basis. He loves to hear their life stories which then helps him find gaps in their insurance needs.

“Every sale still feels like the first to me. The opportunity I receive to work with Rich, Larry, Lisa, and the rest of the staff is amazing. Makes coming to work feel like home.
” – Kendrick Nieves

Kendrick enjoys visiting Comic/Anime conventions or beating his friends on his favorite video games.

Fun fact about Kendrick is that he loves singing to himself. He also likes working with kids, like the Healthy Kids Foundation.

Janice Elder

Customer Service Representative

Janice grew up in Oklahoma City, Oklahoma and worked in the Banking Industry for 28 years. She then moved to Florida in 2009.

Since then, Janice has worked in the insurance industry. She enjoys the fact that she is always learning something new and that she helps customers along the way.

Janice loves exploring new places, and if not watching a good movie, she will be found looking for a quaint little town to visit.

It is her hope to be involved with the Rescuing of Animals and would like to one day work for an Animal Rescue Organization.

Dyneene Howes

Office Manager

Dyneene grew up in Columbia, South Carolina and loves the Carolina Gamecocks!

Dyneene has been in the property & casualty insurance industry since 2005. Dyneene loves helping people with their insurance needs.  Most people do not understand what their coverages are so Dyneene likes educating them so they can make the right choices.

She loves living in Florida and getting to enjoy so many different beaches!  The shopping is great too!

Most importantly, she loves spending time with her three granddaughters. An animal lover at heart, Dyneene has two cats named Cody and Office Kitty and a Golden Retriever named Liberty.

Dyneene has volunteered at a hospital where she gave newborn babies hearing tests.

Athena Diaz


Athena was born and raised in San Diego CA, then moved to Florida in 1997, and worked as a make-up artist. Insurance was foreign to her, but she needed a career change and was given the opportunity to work with an amazing agency.

She has now been with Howes agency for five years. She helps customers with their as well as offer additional insurance protection. She finds it rewarding being a trusted advisor and knowing that she can give them excellent service and guidance.

Athena loves her family! She loves talking to her daughter who just graduated high school and spending time with her amazing fiancé. She could be found poolside or at the beach and does freelance makeup when she has the time.

Athena is also passionate about supporting research for children who have cancer or organizations who help bring awareness to Autism.

Omayra Rodriguez

Maria Vazquez

Angel Moore
Agency Manager/Service Manager

I was born and raised in Ormond Beach.  I graduated from Mainland High School…go Bucs!

My mother was a local insurance agent and I grew up working in her agency and learning the ropes. I have enjoyed servicing customers ever since. I truly enjoy getting to know our customers and helping them protect their assets.

Outside of work, I enjoy spending time with my family and friends. I also really enjoy dancing and rollerskating. During the football season, you can find me at my son’s football games.

I volunteer every Super Bowl Sunday at the local bowling alley chili cook-off, where all the proceeds go to a local charity that is chosen.

Bob Hoss
Sales Producer

I grew up in Pittsburgh Pennsylvania on the North Side of town.

When I first started in the insurance industry it was back in Pennsylvania in 1986. We eventually moved down to Florida and I worked for a couple of companies within the field. The most important part to me about my job is reviewing a client’s policy and explaining how the coverage works. This will enable them to make a better decision on what type of coverage they actually need and to make sure what’s most important to them and their family are secure.

I enjoy spending time with my family especially my grandchildren. It’s fun to watch them view the world from a child’s perspective. I also like cooking and eating BBQ. On the weekends you can find us grilling and smoking all kinds of food. My wife and I like to go fishing, walking on the beach, or just relaxing at home together.

Kelli Feniello
Property Specialist

My career within the Insurance Industry began in 2000, but I find that I’m always learning as the fast-paced world of insurance is always in constant change. My passion for problem-solving and the variety of the insurance industry keep my job challenging, yet fun! I take pride in doing meaningful work where I can help my clients make important decisions about their insurance needs.

I was born and raised in Central Florida, I developed a love for travel (and horses) while touring the U.S. as an equestrienne… Did I say I love traveling? … Yes! Whether it’s on a cruise, camping or flying — I’m always up for an adventure! I also enjoy bowling and have made many new friends sharing our hobby on league night.

On weekends, I enjoy spending time with my husband, Rich, and we can often be found hanging out with our family and friends on the boat or in the pool.

Sandee Sickich

I grew up in northern Minnesota and have moved all over the country.

I always look forward to assisting our customers. I truly enjoy creating, maintaining relationships with customers, and assisting them in making insurance decisions for themselves and their families.

Personally, I love cooking and entertaining with family and friends. I can’t help stop talking about my wonderful 3 sons! In my spare time, I love to refinish and repurpose used furniture. On weekends we enjoy camping, and kayaking with my husband and our two Corgis.

Jackie Stemmler

I was born in Parma, Ohio but grew up in Daytona Beach, Florida.

I have been in the Insurance Industry for over 17 years, most of my experience is in the claims field. I love that I can advise insureds on their insurance needs that will protect their hard-earned investments.

I have a 3-year-old Grandson that is my world. I love sharing my love of Hockey with him. We enjoy attending the Tampa Bay Lightning games whenever possible. I spend a lot of time walking my dog and working outdoors because I just love being outside.

When it comes to giving back, I have volunteered with Habitat for Humanity to build houses and it was such a wonderful experience!

Karen Barton

I grew up in Massachusetts. We moved to Florida with the family in 2000.

I have been a customer for my insurance provider my whole adult life and, since then, I’ve made the decision to work in this field which has now been 10+ years! I truly love helping and teaching our customers.

On weekends, I am with my family and/or in the pool enjoying some fresh air. I had my own catering business because I really have a love for baking.